The Commune's Main Mission Is to Cover the Most Important Stages of Your Life

The philosophy of the Anti-Cancer Commune is that everyone's contribution is a form of compensation for an unfortunate person who has lost their health — not only the medical costs, but also losses such as a shortened life.

The value of life cannot be measured by a single standard, but generally speaking, a young person suffering a serious illness or dying is always more regrettable than an elderly person doing so.

Their lives may have only just begun.

So we offer help.

This is the emotional understanding.

Understood through economics, young people's risk of serious illness is always relatively low, so when they organise together the many can help the few — say, on average 100 people helping 1 — and the principle of insurance can be put into practice.

Older people's risk of serious illness is relatively high. If they organise together, it may be 5 people helping 1, and everyone is under great pressure. The principle of insurance cannot operate.

That is why, when you look at commercial insurance, almost no one is willing or able to buy insurance for the elderly.

Their lives still have meaning, but insurance has lost its meaning.

So the true concept of insurance should focus on the risk of the most important stages of life, not on old age.

And some whole-life insurance is in fact more a kind of forced savings or wealth management — it simply gives back the extra you paid. (This is not to deny the value of such insurance; that is precisely its value.)

Then what about when you are old?

Rely on the savings and wealth management of your youth, and on the state's social security. And social security, plainly put, is nothing more than a form of forced savings that pools everyone's money.