Why the Former Critical-Illness Mutual Aid Group Was Split into 30 Critical-Illness Mutual Aid Groups + the Anti-Cancer Commune

The former critical-illness mutual aid group's basic rights were 300,000 yuan for cancer plus 100,000 yuan for 29 critical illnesses. This time it is split into 200,000 yuan for cancer plus 100,000 yuan for 30 critical illnesses. The main purpose is to give members options.

For low-income people in less developed regions, they can choose only the 30 critical illnesses at 100,000 yuan, which both meets basic critical-illness protection and greatly reduces contributions (by calculation, they can be lowered by 50%).

For those with certain financial capacity, they can simultaneously join the Anti-Cancer Commune, which greatly strengthens protection against cancer.

For existing members, the default is to join both groups; their total rights are unaffected. For new members, they may choose to join one, or both at the same time.

One unit of rights corresponds to one unit of obligation; the higher the rights, the greater the obligations. Everyone should act within their means.